COMP <GO>

JFIN vs SUIG // FORWARD P/E MULTIPLE

Jiayin Group Inc. (NASDAQ) VS. Sui Group Holdings Limited (NASDAQ) • 15-METRIC TALLY: JFIN 6 — SUIG 1

■ METRIC PARITY

LAST: $1.63 (+0.62%) • MKT CAP: $84.8M

forward-pe

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LAST: $1.03 (0.00%) • MKT CAP: $79.1M

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15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (JFIN VS. SUIG) EMERALD CELL = QUANTITATIVE EDGE

INSTITUTIONAL METRIC	JFIN	SUIG	SPREAD (A - B)	ADVANTAGE	DEDICATED URL
Gross Profit Margin	—	—	—	TIE	/gross-margins <GO>
Return on Invested Capital (ROIC)	29.10%	-35.00%	+64.10	JFIN	/roic <GO>
EV/EBITDA & P/E Valuation	—	—	—	TIE	/valuation <GO>
Free Cash Flow Yield	—	-10.12%	—	TIE	/fcf-yield <GO>
Operating Margin	28.90%	-60.00%	+88.90	JFIN	/operating-margins <GO>
Net Profit Margin	24.70%	-60.00%	+84.70	JFIN	/net-margins <GO>
Revenue Growth (YoY)	12.00%	18.10%	-6.10	SUIG	/revenue-growth <GO>
Dividend Yield & FCF Payout Safety	0.00%	0.00%	0.00	TIE	/dividend-safety <GO>
Altman Z-Score & Debt/Equity	—	—	—	TIE	/balance-sheet <GO>
Piotroski F-Score Quality	7/9	3/9	+4.00	JFIN	/piotroski-score <GO>
Options Implied Move & Put/Call Skew	—	—	—	TIE	/options-implied-move <GO>
RSI-14 & 200D SMA Momentum	59.4	35.9	+23.50	JFIN	/rsi-technicals <GO>
10Y Yield & FRED Macro Beta	—	—	—	TIE	/macro-sensitivity <GO>
Forward P/E Multiple ACTIVE	—	—	—	TIE	/forward-pe <GO>
Enterprise Scale & Market Cap	$84.8M	$79.1M	$5.7M	JFIN	/market-cap <GO>

5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY

FISCAL YEAR	JFIN REV	SUIG REV	JFIN GROSS %	SUIG GROSS %	JFIN FCF	SUIG FCF
FY 2025	$889.8M	$3.9M	—	—	$89.0M	-$8.2M
FY 2024	$794.7M	$3.3M	—	—	$94.0M	$5.7M
FY 2023	$770.0M	—	—	—	$54.9M	—

FRED MACRO REGIME CORRELATION COMPARISON PEARSON r

JFIN // BETA —

SUIG // BETA —