COMP <GO>

JFU vs V // REVENUE GROWTH (YOY)

9F Inc. (NASDAQ) VS. Visa Inc. (NYSE) • 15-METRIC TALLY: JFU 3 — V 6

▲ REVENUE GROWTH (YOY) LEADER: JFU

LAST: $2.40 (+4.74%) • MKT CAP: $27.0M

revenue-growth

12.20%

LAST: $425.51 (+2.88%) • MKT CAP: $738.98B

revenue-growth

11.30%

15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (JFU VS. V) EMERALD CELL = QUANTITATIVE EDGE

INSTITUTIONAL METRIC	JFU	V	SPREAD (A - B)	ADVANTAGE	DEDICATED URL
Gross Profit Margin	—	—	—	TIE	/gross-margins <GO>
Return on Invested Capital (ROIC)	0.30%	32.30%	-32.00	V	/roic <GO>
EV/EBITDA & P/E Valuation	9.5x	28.9x	-19.40	JFU	/valuation <GO>
Free Cash Flow Yield	—	2.90%	—	TIE	/fcf-yield <GO>
Operating Margin	8.40%	60.00%	-51.60	V	/operating-margins <GO>
Net Profit Margin	68.00%	50.10%	+17.90	JFU	/net-margins <GO>
Revenue Growth (YoY) ACTIVE	12.20%	11.30%	+0.90	JFU	/revenue-growth <GO>
Dividend Yield & FCF Payout Safety	0.00%	0.63%	-0.63	V	/dividend-safety <GO>
Altman Z-Score & Debt/Equity	—	9.09	—	TIE	/balance-sheet <GO>
Piotroski F-Score Quality	6/9	9/9	-3.00	V	/piotroski-score <GO>
Options Implied Move & Put/Call Skew	—	—	—	TIE	/options-implied-move <GO>
RSI-14 & 200D SMA Momentum	39.9	67.7	-27.80	V	/rsi-technicals <GO>
10Y Yield & FRED Macro Beta	—	1.06	—	TIE	/macro-sensitivity <GO>
Forward P/E Multiple	—	34.0x	—	TIE	/forward-pe <GO>
Enterprise Scale & Market Cap	$27.0M	$738.98B	-$738.96B	V	/market-cap <GO>

5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY

FISCAL YEAR	JFU REV	V REV	JFU GROSS %	V GROSS %	JFU FCF	V FCF
FY 2025	$19.2M	$40.00B	—	—	$29.7M	$21.26B
FY 2024	$17.1M	$35.93B	—	—	$6.4M	$18.33B
FY 2023	$58.1M	$32.65B	—	—	$8.8M	$19.29B

FRED MACRO REGIME CORRELATION COMPARISON PEARSON r

JFU // BETA —

V // BETA 1.06