COMP <GO>
LIFE vs HSBC // DIVIDEND YIELD & FCF PAYOUT SAFETY
Ethos Technologies Inc. (Class A) (NASDAQ) VS. HSBC Holdings plc. (NYSE) • 15-METRIC TALLY: LIFE 5
— HSBC 5
■ METRIC PARITY
LAST: $42.62 (-1.77%) • MKT CAP: $2.82B
dividend-safety
0.00%
LAST: $85.91 (+0.57%) • MKT CAP: $293.28B
dividend-safety
0.00%
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (LIFE VS. HSBC)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | LIFE | HSBC | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 40.60% | 9.90% | +30.70 | LIFE | /roic <GO> |
| EV/EBITDA & P/E Valuation | 37.0x | 21.0x | +16.00 | HSBC | /valuation <GO> |
| Free Cash Flow Yield | 1.23% | 2.21% | -0.98 | HSBC | /fcf-yield <GO> |
| Operating Margin | 18.80% | 13.90% | +4.90 | LIFE | /operating-margins <GO> |
| Net Profit Margin | 18.40% | 10.90% | +7.50 | LIFE | /net-margins <GO> |
| Revenue Growth (YoY) | 52.00% | 23.10% | +28.90 | LIFE | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety ACTIVE | 0.00% | 0.00% | 0.00 | TIE | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 6/9 | 8/9 | -2.00 | HSBC | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 64.5 | 28.0 | +36.50 | LIFE | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | — | 0.92 | — | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple | 33.4x | 27.6x | +5.80 | HSBC | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $2.82B | $293.28B | -$290.46B | HSBC | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | LIFE REV | HSBC REV | LIFE GROSS % | HSBC GROSS % | LIFE FCF | HSBC FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $387.6M | — | — | — | $34.7M | — |
| FY 2024 | $254.9M | — | — | — | -$11.7M | — |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
LIFE // BETA —
HSBC // BETA 0.92