COMP <GO>
LMND vs HG // DIVIDEND YIELD & FCF PAYOUT SAFETY
Lemonade Inc. (NYSE) VS. Hamilton Insurance Group Ltd. (Class B) (NYSE) • 15-METRIC TALLY: LMND 2
— HG 1
■ METRIC PARITY
LAST: $41.34 (+0.36%) • MKT CAP: $3.19B
dividend-safety
0.00%
LAST: $36.47 (+0.52%) • MKT CAP: $3.02B
dividend-safety
0.00%
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (LMND VS. HG)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | LMND | HG | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | -31.10% | — | — | TIE | /roic <GO> |
| EV/EBITDA & P/E Valuation | — | — | — | TIE | /valuation <GO> |
| Free Cash Flow Yield | -0.73% | — | — | TIE | /fcf-yield <GO> |
| Operating Margin | — | — | — | TIE | /operating-margins <GO> |
| Net Profit Margin | -22.50% | — | — | TIE | /net-margins <GO> |
| Revenue Growth (YoY) | 40.20% | 24.70% | +15.50 | LMND | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety ACTIVE | 0.00% | 0.00% | 0.00 | TIE | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 3/9 | 3/9 | 0.00 | TIE | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 37.4 | 58.2 | -20.80 | HG | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | — | — | — | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple | — | — | — | TIE | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $3.19B | $3.02B | $169.1M | LMND | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | LMND REV | HG REV | LMND GROSS % | HG GROSS % | LMND FCF | HG FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $737.9M | $2.91B | — | — | -$25.9M | $842.4M |
| FY 2024 | $526.5M | $2.33B | — | — | -$20.8M | $759.3M |
| FY 2023 | $429.8M | $1.57B | — | — | -$119.1M | $283.2M |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
LMND // BETA —
HG // BETA —