COMP <GO>
LNC vs V // GROSS PROFIT MARGIN
Lincoln National Corporation (NYSE) VS. Visa Inc. (NYSE) • 15-METRIC TALLY: LNC 2
— V 10
■ METRIC PARITY
LAST: $41.63 (+1.51%) • MKT CAP: $7.85B
gross-margins
—
LAST: $425.51 (+2.88%) • MKT CAP: $738.98B
gross-margins
—
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (LNC VS. V)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | LNC | V | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin ACTIVE | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 0.90% | 32.30% | -31.40 | V | /roic <GO> |
| EV/EBITDA & P/E Valuation | 60.3x | 28.9x | +31.40 | V | /valuation <GO> |
| Free Cash Flow Yield | -12.46% | 2.90% | -15.36 | V | /fcf-yield <GO> |
| Operating Margin | 7.90% | 60.00% | -52.10 | V | /operating-margins <GO> |
| Net Profit Margin | 6.50% | 50.10% | -43.60 | V | /net-margins <GO> |
| Revenue Growth (YoY) | -1.20% | 11.30% | -12.50 | V | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 4.10% | 0.63% | +3.47 | LNC | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | 9.09 | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 3/9 | 9/9 | -6.00 | V | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 50.8 | 67.7 | -16.90 | V | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | 0.93 | 1.06 | -0.13 | V | /macro-sensitivity <GO> |
| Forward P/E Multiple | 6.2x | 34.0x | -27.80 | LNC | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $7.85B | $738.98B | -$731.13B | V | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | LNC REV | V REV | LNC GROSS % | V GROSS % | LNC FCF | V FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $18.21B | $40.00B | — | — | -$986.5M | $21.26B |
| FY 2024 | $18.44B | $35.93B | — | — | -$2.84B | $18.33B |
| FY 2023 | $11.64B | $32.65B | — | — | -$2.60B | $19.29B |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
LNC // BETA 0.93
V // BETA 1.06