COMP <GO>
MFIN vs SNFCA // OPERATING MARGIN
Medallion Financial Corp. (NASDAQ) VS. Security National Financial Corporation (Class A) (NASDAQ) • 15-METRIC TALLY: MFIN 2
— SNFCA 3
■ METRIC PARITY
LAST: $10.02 (-0.79%) • MKT CAP: $231.9M
operating-margins
—
LAST: $9.28 (+1.42%) • MKT CAP: $250.5M
operating-margins
—
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (MFIN VS. SNFCA)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | MFIN | SNFCA | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 10.50% | 85.00% | -74.50 | SNFCA | /roic <GO> |
| EV/EBITDA & P/E Valuation | — | — | — | TIE | /valuation <GO> |
| Free Cash Flow Yield | — | 17.35% | — | TIE | /fcf-yield <GO> |
| Operating Margin ACTIVE | — | — | — | TIE | /operating-margins <GO> |
| Net Profit Margin | — | 68.00% | — | TIE | /net-margins <GO> |
| Revenue Growth (YoY) | — | 3.00% | — | TIE | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 4.09% | 0.00% | +4.09 | MFIN | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 5/9 | 4/9 | +1.00 | MFIN | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 38.5 | 53.8 | -15.30 | SNFCA | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | — | — | — | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple | 5.8x | — | — | TIE | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $231.9M | $250.5M | -$18.6M | SNFCA | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | MFIN REV | SNFCA REV | MFIN GROSS % | SNFCA GROSS % | MFIN FCF | SNFCA FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $1.24B | $344.6M | — | — | $126.3M | $43.8M |
| FY 2024 | $1.20B | $334.5M | — | — | $108.7M | $54.8M |
| FY 2023 | $432.4M | $318.5M | — | — | $113.8M | $53.9M |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
MFIN // BETA —
SNFCA // BETA —