COMP <GO>
MKL vs WRB // ALTMAN Z-SCORE & DEBT/EQUITY
Markel Group Inc. (NYSE) VS. W.R. Berkley Corporation (NYSE) • 15-METRIC TALLY: MKL 7
— WRB 5
■ METRIC PARITY
LAST: $1,904.42 (+1.85%) • MKT CAP: $22.87B
balance-sheet
—
LAST: $75.16 (+1.76%) • MKT CAP: $27.42B
balance-sheet
—
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (MKL VS. WRB)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | MKL | WRB | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 7.10% | 8.00% | -0.90 | WRB | /roic <GO> |
| EV/EBITDA & P/E Valuation | 11.8x | 14.3x | -2.50 | MKL | /valuation <GO> |
| Free Cash Flow Yield | 11.19% | 10.76% | +0.43 | MKL | /fcf-yield <GO> |
| Operating Margin | 20.60% | 14.80% | +5.80 | MKL | /operating-margins <GO> |
| Net Profit Margin | 13.60% | 12.10% | +1.50 | MKL | /net-margins <GO> |
| Revenue Growth (YoY) | 4.70% | 7.80% | -3.10 | WRB | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 0.00% | 2.58% | -2.58 | WRB | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity ACTIVE | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 7/9 | 8/9 | -1.00 | WRB | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 60.3 | 56.5 | +3.80 | MKL | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | 1.10 | 0.89 | +0.21 | MKL | /macro-sensitivity <GO> |
| Forward P/E Multiple | 10.0x | 14.2x | -4.20 | MKL | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $22.87B | $27.42B | -$4.55B | WRB | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | MKL REV | WRB REV | MKL GROSS % | WRB GROSS % | MKL FCF | WRB FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $15.51B | $14.71B | — | — | $2.55B | $2.92B |
| FY 2024 | $14.81B | $13.64B | — | — | $2.34B | $3.06B |
| FY 2023 | $14.28B | $12.14B | — | — | $2.14B | $2.38B |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
MKL // BETA 1.10
WRB // BETA 0.89