COMP <GO>
MSBI vs RRBI // DIVIDEND YIELD & FCF PAYOUT SAFETY
Midland States Bancorp Inc. (NASDAQ) VS. Red River Bancshares Inc. (NASDAQ) • 15-METRIC TALLY: MSBI 3
— RRBI 3
▲ DIVIDEND YIELD & FCF PAYOUT SAFETY LEADER: MSBI
LAST: $33.34 (+1.62%) • MKT CAP: $682.5M
dividend-safety
3.94%
LAST: $107.77 (+4.32%) • MKT CAP: $680.2M
dividend-safety
0.53%
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (MSBI VS. RRBI)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | MSBI | RRBI | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | -22.00% | 11.70% | -33.70 | RRBI | /roic <GO> |
| EV/EBITDA & P/E Valuation | — | — | — | TIE | /valuation <GO> |
| Free Cash Flow Yield | 17.14% | 6.28% | +10.86 | MSBI | /fcf-yield <GO> |
| Operating Margin | — | — | — | TIE | /operating-margins <GO> |
| Net Profit Margin | — | — | — | TIE | /net-margins <GO> |
| Revenue Growth (YoY) | — | — | — | TIE | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety ACTIVE | 3.94% | 0.53% | +3.41 | MSBI | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 3/9 | 5/9 | -2.00 | RRBI | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 48.2 | 55.9 | -7.70 | RRBI | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | — | — | — | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple | — | 14.6x | — | TIE | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $682.5M | $680.2M | $2.3M | MSBI | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | MSBI REV | RRBI REV | MSBI GROSS % | RRBI GROSS % | MSBI FCF | RRBI FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $2.74B | $1.41B | — | — | $120.3M | $42.2M |
| FY 2024 | $3.15B | $1.32B | — | — | $169.6M | $33.4M |
| FY 2023 | $582.8M | $157.0M | — | — | $153.4M | $40.1M |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
MSBI // BETA —
RRBI // BETA —