COMP <GO>
MTG vs ESNT // DIVIDEND YIELD & FCF PAYOUT SAFETY
MGIC Investment Corporation (NYSE) VS. Essent Group Ltd. (NYSE) • 15-METRIC TALLY: MTG 8
— ESNT 3
▲ DIVIDEND YIELD & FCF PAYOUT SAFETY LEADER: MTG
LAST: $28.94 (+1.87%) • MKT CAP: $5.83B
dividend-safety
2.24%
LAST: $68.24 (+1.82%) • MKT CAP: $6.02B
dividend-safety
2.01%
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (MTG VS. ESNT)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | MTG | ESNT | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 13.20% | 11.90% | +1.30 | MTG | /roic <GO> |
| EV/EBITDA & P/E Valuation | 6.8x | 6.9x | -0.10 | MTG | /valuation <GO> |
| Free Cash Flow Yield | 14.39% | 13.97% | +0.42 | MTG | /fcf-yield <GO> |
| Operating Margin | 74.20% | 66.80% | +7.40 | MTG | /operating-margins <GO> |
| Net Profit Margin | 60.80% | 54.70% | +6.10 | MTG | /net-margins <GO> |
| Revenue Growth (YoY) | 0.50% | 1.50% | -1.00 | ESNT | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety ACTIVE | 2.24% | 2.01% | +0.23 | MTG | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 7/9 | 7/9 | 0.00 | TIE | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 50.6 | 57.0 | -6.40 | ESNT | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | 1.14 | 0.96 | +0.18 | MTG | /macro-sensitivity <GO> |
| Forward P/E Multiple | 7.4x | 8.2x | -0.80 | MTG | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $5.83B | $6.02B | -$195.9M | ESNT | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | MTG REV | ESNT REV | MTG GROSS % | ESNT GROSS % | MTG FCF | ESNT FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $1.21B | $1.26B | — | — | $851.8M | $848.7M |
| FY 2024 | $1.21B | $1.24B | — | — | $723.9M | $854.8M |
| FY 2023 | $1.16B | $1.11B | — | — | $661.0M | $713.1M |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
MTG // BETA 1.14
ESNT // BETA 0.96