COMP <GO>
MTG vs RDN // DIVIDEND YIELD & FCF PAYOUT SAFETY
MGIC Investment Corporation (NYSE) VS. Radian Group Inc. (NYSE) • 15-METRIC TALLY: MTG 10
— RDN 2
▲ DIVIDEND YIELD & FCF PAYOUT SAFETY LEADER: RDN
LAST: $28.94 (+1.87%) • MKT CAP: $5.83B
dividend-safety
2.24%
LAST: $36.17 (+1.77%) • MKT CAP: $4.70B
dividend-safety
3.08%
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (MTG VS. RDN)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | MTG | RDN | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 13.20% | 9.10% | +4.10 | MTG | /roic <GO> |
| EV/EBITDA & P/E Valuation | 6.8x | 8.1x | -1.30 | MTG | /valuation <GO> |
| Free Cash Flow Yield | 14.39% | 1.40% | +12.99 | MTG | /fcf-yield <GO> |
| Operating Margin | 74.20% | 59.40% | +14.80 | MTG | /operating-margins <GO> |
| Net Profit Margin | 60.80% | 48.70% | +12.10 | MTG | /net-margins <GO> |
| Revenue Growth (YoY) | 0.50% | -0.80% | +1.30 | MTG | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety ACTIVE | 2.24% | 3.08% | -0.84 | RDN | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 7/9 | 6/9 | +1.00 | MTG | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 50.6 | 56.7 | -6.10 | RDN | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | 1.14 | 0.92 | +0.22 | MTG | /macro-sensitivity <GO> |
| Forward P/E Multiple | 7.4x | 7.5x | -0.10 | MTG | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $5.83B | $4.70B | $1.13B | MTG | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | MTG REV | RDN REV | MTG GROSS % | RDN GROSS % | MTG FCF | RDN FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $1.21B | $1.20B | — | — | $851.8M | $66.0M |
| FY 2024 | $1.21B | $1.21B | — | 96.8% | $723.9M | -$717.9M |
| FY 2023 | $1.16B | $1.18B | — | — | $661.0M | $476.5M |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
MTG // BETA 1.14
RDN // BETA 0.92