COMP <GO>
MTG vs RLI // RETURN ON INVESTED CAPITAL (ROIC)
MGIC Investment Corporation (NYSE) VS. RLI Corp. (NYSE) • 15-METRIC TALLY: MTG 6
— RLI 6
▲ RETURN ON INVESTED CAPITAL (ROIC) LEADER: RLI
LAST: $28.41 (-1.52%) • MKT CAP: $5.83B
roic
13.20%
LAST: $65.23 (+0.94%) • MKT CAP: $5.98B
roic
13.50%
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (MTG VS. RLI)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | MTG | RLI | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) ACTIVE | 13.20% | 13.50% | -0.30 | RLI | /roic <GO> |
| EV/EBITDA & P/E Valuation | 6.8x | 14.2x | -7.40 | MTG | /valuation <GO> |
| Free Cash Flow Yield | 14.39% | 10.27% | +4.12 | MTG | /fcf-yield <GO> |
| Operating Margin | 74.20% | 26.10% | +48.10 | MTG | /operating-margins <GO> |
| Net Profit Margin | 60.80% | 21.40% | +39.40 | MTG | /net-margins <GO> |
| Revenue Growth (YoY) | 0.50% | 6.30% | -5.80 | RLI | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 2.24% | 4.08% | -1.84 | RLI | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 7/9 | 9/9 | -2.00 | RLI | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 50.6 | 65.0 | -14.40 | RLI | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | 1.14 | 1.13 | +0.01 | MTG | /macro-sensitivity <GO> |
| Forward P/E Multiple | 7.4x | 13.7x | -6.30 | MTG | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $5.83B | $5.98B | -$156.1M | RLI | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | MTG REV | RLI REV | MTG GROSS % | RLI GROSS % | MTG FCF | RLI FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $1.21B | $1.88B | — | — | $851.8M | $608.7M |
| FY 2024 | $1.21B | $1.77B | — | — | $723.9M | $555.5M |
| FY 2023 | $1.16B | $1.51B | — | — | $661.0M | $396.2M |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
MTG // BETA 1.14
RLI // BETA 1.13