COMP <GO>
MTG vs WTM // GROSS PROFIT MARGIN
MGIC Investment Corporation (NYSE) VS. White Mountains Insurance Group Ltd. (NYSE) • 15-METRIC TALLY: MTG 6
— WTM 6
■ METRIC PARITY
LAST: $28.94 (+1.87%) • MKT CAP: $5.83B
gross-margins
—
LAST: $2,317.42 (+2.09%) • MKT CAP: $5.42B
gross-margins
—
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (MTG VS. WTM)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | MTG | WTM | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin ACTIVE | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 13.20% | 16.40% | -3.20 | WTM | /roic <GO> |
| EV/EBITDA & P/E Valuation | 6.8x | 4.3x | +2.50 | WTM | /valuation <GO> |
| Free Cash Flow Yield | 14.39% | 7.14% | +7.25 | MTG | /fcf-yield <GO> |
| Operating Margin | 74.20% | 36.10% | +38.10 | MTG | /operating-margins <GO> |
| Net Profit Margin | 60.80% | 29.60% | +31.20 | MTG | /net-margins <GO> |
| Revenue Growth (YoY) | 0.50% | 66.80% | -66.30 | WTM | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 2.24% | 0.05% | +2.19 | MTG | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 7/9 | 8/9 | -1.00 | WTM | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 50.6 | 71.9 | -21.30 | WTM | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | 1.14 | 1.06 | +0.08 | MTG | /macro-sensitivity <GO> |
| Forward P/E Multiple | 7.4x | 4.2x | +3.20 | WTM | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $5.83B | $5.42B | $409.8M | MTG | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | MTG REV | WTM REV | MTG GROSS % | WTM GROSS % | MTG FCF | WTM FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $1.21B | $3.73B | — | 95.9% | $851.8M | $382.4M |
| FY 2024 | $1.21B | $2.24B | — | 98.7% | $723.9M | $486.0M |
| FY 2023 | $1.16B | $2.17B | — | — | $661.0M | $306.6M |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
MTG // BETA 1.14
WTM // BETA 1.06