COMP <GO>
MVBF vs BCML // FREE CASH FLOW YIELD
MVB Financial Corp. (NASDAQ) VS. BayCom Corp (NASDAQ) • 15-METRIC TALLY: MVBF 1
— BCML 4
▲ FREE CASH FLOW YIELD LEADER: BCML
LAST: $26.26 (+3.10%) • MKT CAP: $330.3M
fcf-yield
0.55%
LAST: $31.32 (+1.79%) • MKT CAP: $336.0M
fcf-yield
8.94%
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (MVBF VS. BCML)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | MVBF | BCML | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 0.00% | 7.10% | -7.10 | BCML | /roic <GO> |
| EV/EBITDA & P/E Valuation | — | — | — | TIE | /valuation <GO> |
| Free Cash Flow Yield ACTIVE | 0.55% | 8.94% | -8.39 | BCML | /fcf-yield <GO> |
| Operating Margin | — | — | — | TIE | /operating-margins <GO> |
| Net Profit Margin | — | — | — | TIE | /net-margins <GO> |
| Revenue Growth (YoY) | — | — | — | TIE | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 2.26% | 1.96% | +0.30 | MVBF | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 5/9 | 5/9 | 0.00 | TIE | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 36.7 | 50.0 | -13.30 | BCML | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | — | — | — | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple | — | 13.1x | — | TIE | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $330.3M | $336.0M | -$5.7M | BCML | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | MVBF REV | BCML REV | MVBF GROSS % | BCML GROSS % | MVBF FCF | BCML FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $1.39B | $1.09B | — | — | $2.1M | $30.1M |
| FY 2024 | $1.31B | $1.12B | — | — | -$1.9M | $28.7M |
| FY 2023 | $221.3M | $123.4M | — | — | $58.2M | $30.8M |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
MVBF // BETA —
BCML // BETA —