COMP <GO>
MYFW vs NEWT // NET PROFIT MARGIN
First Western Financial Inc. (NASDAQ) VS. NewtekOne Inc. (NASDAQ) • 15-METRIC TALLY: MYFW 2
— NEWT 4
■ METRIC PARITY
LAST: $31.55 (+1.77%) • MKT CAP: $308.3M
net-margins
13.60%
LAST: $11.00 (+2.23%) • MKT CAP: $317.7M
net-margins
—
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (MYFW VS. NEWT)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | MYFW | NEWT | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 5.00% | 15.20% | -10.20 | NEWT | /roic <GO> |
| EV/EBITDA & P/E Valuation | — | — | — | TIE | /valuation <GO> |
| Free Cash Flow Yield | -1.88% | — | — | TIE | /fcf-yield <GO> |
| Operating Margin | — | — | — | TIE | /operating-margins <GO> |
| Net Profit Margin ACTIVE | 13.60% | — | — | TIE | /net-margins <GO> |
| Revenue Growth (YoY) | 7.60% | — | — | TIE | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 0.00% | 8.82% | -8.82 | NEWT | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 3/9 | 2/9 | +1.00 | MYFW | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 60.3 | 45.2 | +15.10 | MYFW | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | — | — | — | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple | 21.7x | 4.9x | +16.80 | NEWT | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $308.3M | $317.7M | -$9.4M | NEWT | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | MYFW REV | NEWT REV | MYFW GROSS % | NEWT GROSS % | MYFW FCF | NEWT FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $96.9M | $1.15B | — | — | -$5.8M | -$579.3M |
| FY 2024 | $90.1M | $865.2M | — | — | -$607.0K | -$153.5M |
| FY 2023 | $82.7M | $643.0M | — | — | $21.9M | -$169.2M |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
MYFW // BETA —
NEWT // BETA —