COMP <GO>
NICE vs NAVN // ALTMAN Z-SCORE & DEBT/EQUITY
NICE Ltd (NASDAQ) VS. Navan Inc. (NASDAQ) • 15-METRIC TALLY: NICE 6
— NAVN 6
▲ ALTMAN Z-SCORE & DEBT/EQUITY LEADER: NAVN
LAST: $112.39 (-1.20%) • MKT CAP: $6.76B
balance-sheet
3.69
LAST: $25.38 (-2.76%) • MKT CAP: $6.80B
balance-sheet
7.38
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (NICE VS. NAVN)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | NICE | NAVN | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | 66.40% | 71.30% | -4.90 | NAVN | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 11.30% | -18.60% | +29.90 | NICE | /roic <GO> |
| EV/EBITDA & P/E Valuation | 11.3x | — | — | TIE | /valuation <GO> |
| Free Cash Flow Yield | 10.21% | 0.47% | +9.74 | NICE | /fcf-yield <GO> |
| Operating Margin | 21.90% | -28.00% | +49.90 | NICE | /operating-margins <GO> |
| Net Profit Margin | 20.80% | -56.70% | +77.50 | NICE | /net-margins <GO> |
| Revenue Growth (YoY) | 7.70% | 30.80% | -23.10 | NAVN | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 0.00% | 0.00% | 0.00 | TIE | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity ACTIVE | 3.69 | 7.38 | -3.69 | NAVN | /balance-sheet <GO> |
| Piotroski F-Score Quality | 9/9 | 7/9 | +2.00 | NICE | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 48.3 | 56.8 | -8.50 | NAVN | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | 1.27 | 1.41 | -0.14 | NAVN | /macro-sensitivity <GO> |
| Forward P/E Multiple | 10.4x | 35.0x | -24.60 | NICE | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $6.76B | $6.80B | -$39.0M | NAVN | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | NICE REV | NAVN REV | NICE GROSS % | NAVN GROSS % | NICE FCF | NAVN FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $2.95B | $702.3M | 66.4% | 71.3% | $697.6M | $32.8M |
| FY 2024 | $2.74B | $536.8M | 66.7% | 68.4% | $797.7M | -$51.4M |
| FY 2023 | $2.38B | $402.3M | — | — | $454.4M | -$184.5M |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
NICE // BETA 1.27
NAVN // BETA 1.41