COMP <GO>
OCFC vs GABC // PIOTROSKI F-SCORE QUALITY
OceanFirst Financial Corp. (NASDAQ) VS. German American Bancorp Inc. (NASDAQ) • 15-METRIC TALLY: OCFC 2
— GABC 5
▲ PIOTROSKI F-SCORE QUALITY LEADER: GABC
LAST: $18.34 (-1.77%) • MKT CAP: $1.84B
piotroski-score
4/9
LAST: $49.60 (-1.25%) • MKT CAP: $1.89B
piotroski-score
6/9
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (OCFC VS. GABC)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | OCFC | GABC | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 4.00% | 9.70% | -5.70 | GABC | /roic <GO> |
| EV/EBITDA & P/E Valuation | — | — | — | TIE | /valuation <GO> |
| Free Cash Flow Yield | 4.53% | 8.29% | -3.76 | GABC | /fcf-yield <GO> |
| Operating Margin | — | — | — | TIE | /operating-margins <GO> |
| Net Profit Margin | — | 23.10% | — | TIE | /net-margins <GO> |
| Revenue Growth (YoY) | — | 37.80% | — | TIE | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 2.75% | 2.33% | +0.42 | OCFC | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality ACTIVE | 4/9 | 6/9 | -2.00 | GABC | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 71.9 | 54.9 | +17.00 | OCFC | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | — | — | — | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple | 24.3x | 13.9x | +10.40 | GABC | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $1.84B | $1.89B | -$48.4M | GABC | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | OCFC REV | GABC REV | OCFC GROSS % | GABC GROSS % | OCFC FCF | GABC FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $6.12B | $487.4M | — | — | $79.5M | $154.0M |
| FY 2024 | $5.64B | $353.7M | — | — | $84.7M | $90.7M |
| FY 2023 | $472.2M | $316.9M | — | — | $124.3M | $107.2M |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
OCFC // BETA —
GABC // BETA —