COMP <GO>
OCFC vs STBA // 10Y YIELD & FRED MACRO BETA
OceanFirst Financial Corp. (NASDAQ) VS. S&T Bancorp Inc. (NASDAQ) • 15-METRIC TALLY: OCFC 2
— STBA 4
■ METRIC PARITY
LAST: $18.34 (-1.77%) • MKT CAP: $1.84B
macro-sensitivity
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LAST: $51.27 (-1.46%) • MKT CAP: $1.83B
macro-sensitivity
—
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (OCFC VS. STBA)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | OCFC | STBA | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 4.00% | 9.20% | -5.20 | STBA | /roic <GO> |
| EV/EBITDA & P/E Valuation | — | — | — | TIE | /valuation <GO> |
| Free Cash Flow Yield | 4.53% | 7.15% | -2.62 | STBA | /fcf-yield <GO> |
| Operating Margin | — | — | — | TIE | /operating-margins <GO> |
| Net Profit Margin | — | — | — | TIE | /net-margins <GO> |
| Revenue Growth (YoY) | — | — | — | TIE | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 2.75% | 2.94% | -0.19 | STBA | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 4/9 | 4/9 | 0.00 | TIE | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 71.9 | 63.8 | +8.10 | OCFC | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta ACTIVE | — | — | — | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple | 24.3x | 12.5x | +11.80 | STBA | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $1.84B | $1.83B | $4.3M | OCFC | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | OCFC REV | STBA REV | OCFC GROSS % | STBA GROSS % | OCFC FCF | STBA FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $6.12B | $4.15B | — | — | $79.5M | $128.8M |
| FY 2024 | $5.64B | $4.06B | — | — | $84.7M | $170.4M |
| FY 2023 | $472.2M | $652.6M | — | — | $124.3M | $171.7M |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
OCFC // BETA —
STBA // BETA —