COMP <GO>
OMF vs V // PIOTROSKI F-SCORE QUALITY
OneMain Holdings Inc. (NYSE) VS. Visa Inc. (NYSE) • 15-METRIC TALLY: OMF 5
— V 7
▲ PIOTROSKI F-SCORE QUALITY LEADER: V
LAST: $57.33 (+1.38%) • MKT CAP: $6.51B
piotroski-score
8/9
LAST: $425.51 (+2.88%) • MKT CAP: $738.98B
piotroski-score
9/9
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (OMF VS. V)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | OMF | V | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 6.00% | 32.30% | -26.30 | V | /roic <GO> |
| EV/EBITDA & P/E Valuation | 15.5x | 28.9x | -13.40 | OMF | /valuation <GO> |
| Free Cash Flow Yield | 22.00% | 2.90% | +19.10 | OMF | /fcf-yield <GO> |
| Operating Margin | 50.00% | 60.00% | -10.00 | V | /operating-margins <GO> |
| Net Profit Margin | 41.00% | 50.10% | -9.10 | V | /net-margins <GO> |
| Revenue Growth (YoY) | 23.10% | 11.30% | +11.80 | OMF | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 7.31% | 0.63% | +6.68 | OMF | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | 9.09 | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality ACTIVE | 8/9 | 9/9 | -1.00 | V | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 46.6 | 67.7 | -21.10 | V | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | 1.04 | 1.06 | -0.02 | V | /macro-sensitivity <GO> |
| Forward P/E Multiple | 7.3x | 34.0x | -26.70 | OMF | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $6.51B | $738.98B | -$732.48B | V | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | OMF REV | V REV | OMF GROSS % | V GROSS % | OMF FCF | V FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $2.59B | $40.00B | — | — | $3.13B | $21.26B |
| FY 2024 | $1.68B | $35.93B | — | — | $2.70B | $18.33B |
| FY 2023 | $2.12B | $32.65B | — | — | $2.52B | $19.29B |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
OMF // BETA 1.04
V // BETA 1.06