COMP <GO>
OVLY vs FUNC // ENTERPRISE SCALE & MARKET CAP
Oak Valley Bancorp (CA) (NASDAQ) VS. First United Corporation (NASDAQ) • 15-METRIC TALLY: OVLY 3
— FUNC 3
▲ ENTERPRISE SCALE & MARKET CAP LEADER: FUNC
LAST: $34.85 (+1.22%) • MKT CAP: $289.6M
market-cap
$289.6M
LAST: $46.62 (+1.70%) • MKT CAP: $295.8M
market-cap
$295.8M
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (OVLY VS. FUNC)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | OVLY | FUNC | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 14.80% | 12.00% | +2.80 | OVLY | /roic <GO> |
| EV/EBITDA & P/E Valuation | — | — | — | TIE | /valuation <GO> |
| Free Cash Flow Yield | 8.47% | 5.19% | +3.28 | OVLY | /fcf-yield <GO> |
| Operating Margin | — | — | — | TIE | /operating-margins <GO> |
| Net Profit Margin | — | 68.00% | — | TIE | /net-margins <GO> |
| Revenue Growth (YoY) | — | 4.00% | — | TIE | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 1.73% | 2.01% | -0.28 | FUNC | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 4/9 | 4/9 | 0.00 | TIE | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 54.8 | 58.4 | -3.60 | FUNC | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | — | — | — | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple | 8.7x | 11.3x | -2.60 | OVLY | /forward-pe <GO> |
| Enterprise Scale & Market Cap ACTIVE | $289.6M | $295.8M | -$6.2M | FUNC | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | OVLY REV | FUNC REV | OVLY GROSS % | FUNC GROSS % | OVLY FCF | FUNC FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $849.7M | $18.4M | — | — | $24.6M | $15.4M |
| FY 2024 | $798.3M | $17.7M | — | — | $23.9M | $20.4M |
| FY 2023 | $125.6M | $16.7M | — | — | $33.1M | $22.5M |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
OVLY // BETA —
FUNC // BETA —