COMP <GO>
PAYC vs AAPL // ALTMAN Z-SCORE & DEBT/EQUITY
Paycom Software Inc. (NYSE) VS. Apple Inc. (NASDAQ) • 15-METRIC TALLY: PAYC 7
— AAPL 7
▲ ALTMAN Z-SCORE & DEBT/EQUITY LEADER: AAPL
LAST: $266.04 (+0.70%) • MKT CAP: $11.99B
balance-sheet
2.21
LAST: $338.32 (-1.83%) • MKT CAP: $4.94T
balance-sheet
12.48
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (PAYC VS. AAPL)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | PAYC | AAPL | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | 83.20% | 48.79% | +34.41 | PAYC | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 11.70% | 81.14% | -69.44 | AAPL | /roic <GO> |
| EV/EBITDA & P/E Valuation | 17.4x | 28.4x | -11.03 | PAYC | /valuation <GO> |
| Free Cash Flow Yield | 3.47% | 2.81% | +0.66 | PAYC | /fcf-yield <GO> |
| Operating Margin | 27.60% | 33.01% | -5.41 | AAPL | /operating-margins <GO> |
| Net Profit Margin | 22.10% | 27.60% | -5.50 | AAPL | /net-margins <GO> |
| Revenue Growth (YoY) | 8.90% | 15.06% | -6.16 | AAPL | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 0.72% | 0.33% | +0.39 | PAYC | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity ACTIVE | 2.21 | 12.48 | -10.27 | AAPL | /balance-sheet <GO> |
| Piotroski F-Score Quality | 7/9 | 9/9 | -2.00 | AAPL | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | 5.08% | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 65.8 | 59.9 | +5.90 | PAYC | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | 1.25 | 1.14 | +0.11 | PAYC | /macro-sensitivity <GO> |
| Forward P/E Multiple | 24.1x | 35.8x | -11.66 | PAYC | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $11.99B | $4.94T | -$4.93T | AAPL | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | PAYC REV | AAPL REV | PAYC GROSS % | AAPL GROSS % | PAYC FCF | AAPL FCF |
|---|---|---|---|---|---|---|
| FY 2026 | — | $478.83B | — | 48.8% | — | $136.06B |
| FY 2025 | $2.05B | $416.16B | 83.2% | 46.9% | $408.0M | $98.77B |
| FY 2024 | $1.88B | $391.04B | 82.2% | 46.2% | $341.0M | $108.81B |
| FY 2023 | $1.69B | $383.29B | — | 44.1% | $408.8M | $99.58B |
| FY 2022 | — | $394.33B | — | 43.3% | — | $111.44B |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
PAYC // BETA 1.25
AAPL // BETA 1.14