COMP <GO>
PCTY vs YMM // ALTMAN Z-SCORE & DEBT/EQUITY
Paylocity Holding Corporation (NASDAQ) VS. Full Truck Alliance Co. Ltd. American (NYSE) • 15-METRIC TALLY: PCTY 5
— YMM 9
▲ ALTMAN Z-SCORE & DEBT/EQUITY LEADER: YMM
LAST: $174.09 (+1.86%) • MKT CAP: $8.92B
balance-sheet
1.49
LAST: $8.72 (+4.18%) • MKT CAP: $8.68B
balance-sheet
12.55
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (PCTY VS. YMM)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | PCTY | YMM | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | 74.50% | 71.90% | +2.60 | PCTY | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 7.10% | 9.00% | -1.90 | YMM | /roic <GO> |
| EV/EBITDA & P/E Valuation | 35.2x | 11.3x | +23.90 | YMM | /valuation <GO> |
| Free Cash Flow Yield | 4.61% | 6.62% | -2.01 | YMM | /fcf-yield <GO> |
| Operating Margin | 20.70% | 25.20% | -4.50 | YMM | /operating-margins <GO> |
| Net Profit Margin | 15.40% | 19.70% | -4.30 | YMM | /net-margins <GO> |
| Revenue Growth (YoY) | 14.80% | -2.20% | +17.00 | PCTY | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 0.00% | 2.43% | -2.43 | YMM | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity ACTIVE | 1.49 | 12.55 | -11.06 | YMM | /balance-sheet <GO> |
| Piotroski F-Score Quality | 8/9 | 7/9 | +1.00 | PCTY | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 63.4 | 49.8 | +13.60 | PCTY | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | 1.14 | 1.41 | -0.27 | YMM | /macro-sensitivity <GO> |
| Forward P/E Multiple | 32.5x | 16.9x | +15.60 | YMM | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $8.92B | $8.68B | $232.9M | PCTY | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | PCTY REV | YMM REV | PCTY GROSS % | YMM GROSS % | PCTY FCF | YMM FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $1.47B | $1.66B | 74.5% | — | $405.2M | $661.6M |
| FY 2024 | $1.28B | $949.4M | 75.0% | — | $366.6M | $406.9M |
| FY 2023 | $1.10B | — | — | — | $233.3M | — |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
PCTY // BETA 1.14
YMM // BETA 1.41