COMP <GO>
PFIS vs V // FORWARD P/E MULTIPLE
Peoples Financial Services Corp. (NASDAQ) VS. Visa Inc. (NYSE) • 15-METRIC TALLY: PFIS 3
— V 4
▲ FORWARD P/E MULTIPLE LEADER: PFIS
LAST: $74.92 (+6.54%) • MKT CAP: $703.9M
forward-pe
11.3x
LAST: $425.51 (+2.88%) • MKT CAP: $738.98B
forward-pe
34.0x
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (PFIS VS. V)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | PFIS | V | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 11.40% | 32.30% | -20.90 | V | /roic <GO> |
| EV/EBITDA & P/E Valuation | — | 28.9x | — | TIE | /valuation <GO> |
| Free Cash Flow Yield | 6.06% | 2.90% | +3.16 | PFIS | /fcf-yield <GO> |
| Operating Margin | — | 60.00% | — | TIE | /operating-margins <GO> |
| Net Profit Margin | — | 50.10% | — | TIE | /net-margins <GO> |
| Revenue Growth (YoY) | — | 11.30% | — | TIE | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 3.44% | 0.63% | +2.81 | PFIS | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | 9.09 | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 4/9 | 9/9 | -5.00 | V | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 52.2 | 67.7 | -15.50 | V | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | — | 1.06 | — | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple ACTIVE | 11.3x | 34.0x | -22.70 | PFIS | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $703.9M | $738.98B | -$738.28B | V | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | PFIS REV | V REV | PFIS GROSS % | V GROSS % | PFIS FCF | V FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $2.21B | $40.00B | — | — | $43.3M | $21.26B |
| FY 2024 | $2.14B | $35.93B | — | — | $32.1M | $18.33B |
| FY 2023 | $126.7M | $32.65B | — | — | $33.3M | $19.29B |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
PFIS // BETA —
V // BETA 1.06