COMP <GO>
PNFP vs JPM // 10Y YIELD & FRED MACRO BETA
Pinnacle Financial Partners Inc. (NYSE) VS. JPMorgan Chase & Co. (NYSE) • 15-METRIC TALLY: PNFP 3
— JPM 9
▲ 10Y YIELD & FRED MACRO BETA LEADER: JPM
LAST: $104.32 (+2.62%) • MKT CAP: $15.76B
macro-sensitivity
0.92
LAST: $340.58 (+1.05%) • MKT CAP: $905.33B
macro-sensitivity
1.00
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (PNFP VS. JPM)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | PNFP | JPM | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 3.60% | 17.72% | -14.12 | JPM | /roic <GO> |
| EV/EBITDA & P/E Valuation | 29.9x | 9.5x | +20.40 | JPM | /valuation <GO> |
| Free Cash Flow Yield | 4.18% | -9.41% | +13.59 | PNFP | /fcf-yield <GO> |
| Operating Margin | 22.50% | 41.98% | -19.48 | JPM | /operating-margins <GO> |
| Net Profit Margin | 18.40% | 32.48% | -14.08 | JPM | /net-margins <GO> |
| Revenue Growth (YoY) | -1.10% | 13.23% | -14.33 | JPM | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 1.76% | 1.95% | -0.19 | JPM | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | 0.37 | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 6/9 | 3/9 | +3.00 | PNFP | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | 4.78% | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 72.6 | 53.6 | +19.00 | PNFP | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta ACTIVE | 0.92 | 1.00 | -0.08 | JPM | /macro-sensitivity <GO> |
| Forward P/E Multiple | 18.0x | 13.3x | +4.73 | JPM | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $15.76B | $905.33B | -$889.56B | JPM | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | PNFP REV | JPM REV | PNFP GROSS % | JPM GROSS % | PNFP FCF | JPM FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $2.62B | $182.45B | — | — | $642.9M | -$147.78B |
| FY 2024 | $1.59B | $177.56B | — | — | $764.9M | -$42.01B |
| FY 2023 | $1.80B | $158.10B | — | — | $1.28B | $12.97B |
| FY 2022 | — | $128.69B | — | — | — | $107.12B |
| FY 2021 | — | $121.65B | — | — | — | $78.08B |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
PNFP // BETA 0.92
JPM // BETA 1.00