COMP <GO>
PRCH vs AAPL // ALTMAN Z-SCORE & DEBT/EQUITY
Porch Group Inc. (NASDAQ) VS. Apple Inc. (NASDAQ) • 15-METRIC TALLY: PRCH 5
— AAPL 9
▲ ALTMAN Z-SCORE & DEBT/EQUITY LEADER: AAPL
LAST: $20.18 (-1.85%) • MKT CAP: $2.68B
balance-sheet
1.71
LAST: $338.32 (-1.83%) • MKT CAP: $4.94T
balance-sheet
12.48
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (PRCH VS. AAPL)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | PRCH | AAPL | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | 81.20% | 48.79% | +32.41 | PRCH | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 9.10% | 81.14% | -72.04 | AAPL | /roic <GO> |
| EV/EBITDA & P/E Valuation | 84.2x | 28.4x | +55.77 | AAPL | /valuation <GO> |
| Free Cash Flow Yield | 2.38% | 2.81% | -0.43 | AAPL | /fcf-yield <GO> |
| Operating Margin | 8.70% | 33.01% | -24.31 | AAPL | /operating-margins <GO> |
| Net Profit Margin | -0.80% | 27.60% | -28.40 | AAPL | /net-margins <GO> |
| Revenue Growth (YoY) | 33.70% | 15.06% | +18.64 | PRCH | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 0.00% | 0.33% | -0.33 | AAPL | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity ACTIVE | 1.71 | 12.48 | -10.77 | AAPL | /balance-sheet <GO> |
| Piotroski F-Score Quality | 8/9 | 9/9 | -1.00 | AAPL | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | 5.08% | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 61.4 | 59.9 | +1.50 | PRCH | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | 1.27 | 1.14 | +0.13 | PRCH | /macro-sensitivity <GO> |
| Forward P/E Multiple | 20.0x | 35.8x | -15.76 | PRCH | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $2.68B | $4.94T | -$4.93T | AAPL | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | PRCH REV | AAPL REV | PRCH GROSS % | AAPL GROSS % | PRCH FCF | AAPL FCF |
|---|---|---|---|---|---|---|
| FY 2026 | — | $478.83B | — | 48.8% | — | $136.06B |
| FY 2025 | $418.9M | $416.16B | 81.2% | 46.9% | $66.0M | $98.77B |
| FY 2024 | $313.3M | $391.04B | 64.5% | 46.2% | -$32.2M | $108.81B |
| FY 2023 | $287.5M | $383.29B | — | 44.1% | $21.0M | $99.58B |
| FY 2022 | — | $394.33B | — | 43.3% | — | $111.44B |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
PRCH // BETA 1.27
AAPL // BETA 1.14