COMP <GO>
PRI vs BAC // ENTERPRISE SCALE & MARKET CAP
Primerica Inc. (NYSE) VS. Bank of America Corporation (NYSE) • 15-METRIC TALLY: PRI 6
— BAC 5
▲ ENTERPRISE SCALE & MARKET CAP LEADER: BAC
LAST: $283.52 (+0.86%) • MKT CAP: $8.65B
market-cap
$8.65B
LAST: $49.57 (-0.88%) • MKT CAP: $349.71B
market-cap
$349.71B
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (PRI VS. BAC)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | PRI | BAC | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 5.20% | 2.50% | +2.70 | PRI | /roic <GO> |
| EV/EBITDA & P/E Valuation | 22.7x | 30.2x | -7.50 | PRI | /valuation <GO> |
| Free Cash Flow Yield | 8.63% | 2.10% | +6.53 | PRI | /fcf-yield <GO> |
| Operating Margin | 13.90% | 32.90% | -19.00 | BAC | /operating-margins <GO> |
| Net Profit Margin | 10.90% | 27.00% | -16.10 | BAC | /net-margins <GO> |
| Revenue Growth (YoY) | 6.60% | 6.80% | -0.20 | BAC | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 3.11% | 0.00% | +3.11 | PRI | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 7/9 | 7/9 | 0.00 | TIE | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 49.5 | 32.7 | +16.80 | PRI | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | 0.97 | 0.90 | +0.07 | PRI | /macro-sensitivity <GO> |
| Forward P/E Multiple | 22.7x | 10.9x | +11.80 | BAC | /forward-pe <GO> |
| Enterprise Scale & Market Cap ACTIVE | $8.65B | $349.71B | -$341.06B | BAC | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | PRI REV | BAC REV | PRI GROSS % | BAC GROSS % | PRI FCF | BAC FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $3.29B | $113.10B | — | — | $753.1M | $7.52B |
| FY 2024 | $3.09B | $105.86B | — | — | $723.1M | -$13.57B |
| FY 2023 | $2.75B | $102.77B | — | — | $568.8M | $40.36B |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
PRI // BETA 0.97
BAC // BETA 0.90