COMP <GO>
RMBI vs FXNC // 10Y YIELD & FRED MACRO BETA
Richmond Mutual Bancorporation Inc. (NASDAQ) VS. First National Corporation (NASDAQ) • 15-METRIC TALLY: RMBI 2
— FXNC 4
■ METRIC PARITY
LAST: $15.79 (-0.44%) • MKT CAP: $265.8M
macro-sensitivity
—
LAST: $31.36 (+2.96%) • MKT CAP: $275.4M
macro-sensitivity
—
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (RMBI VS. FXNC)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | RMBI | FXNC | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 7.90% | 9.50% | -1.60 | FXNC | /roic <GO> |
| EV/EBITDA & P/E Valuation | — | — | — | TIE | /valuation <GO> |
| Free Cash Flow Yield | 5.50% | 8.98% | -3.48 | FXNC | /fcf-yield <GO> |
| Operating Margin | — | — | — | TIE | /operating-margins <GO> |
| Net Profit Margin | — | — | — | TIE | /net-margins <GO> |
| Revenue Growth (YoY) | — | — | — | TIE | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 2.20% | 1.97% | +0.23 | RMBI | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 5/9 | 5/9 | 0.00 | TIE | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 59.1 | 52.4 | +6.70 | RMBI | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta ACTIVE | — | — | — | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple | 21.4x | 14.7x | +6.70 | FXNC | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $265.8M | $275.4M | -$9.6M | FXNC | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | RMBI REV | FXNC REV | RMBI GROSS % | FXNC GROSS % | RMBI FCF | FXNC FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $640.8M | $856.0M | — | — | $14.6M | $25.1M |
| FY 2024 | $632.0M | $844.3M | — | — | $14.3M | -$22.2M |
| FY 2023 | $47.8M | $62.3M | — | — | $12.1M | $16.4M |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
RMBI // BETA —
FXNC // BETA —