COMP <GO>
RPAY vs HD // OPTIONS IMPLIED MOVE & PUT/CALL SKEW
Repay Holdings Corporation (Class A) (NASDAQ) VS. Home Depot Inc. (NYSE) • 15-METRIC TALLY: RPAY 2
— HD 8
■ METRIC PARITY
LAST: $4.70 (+2.62%) • MKT CAP: $411.6M
options-implied-move
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LAST: $341.15 (+3.63%) • MKT CAP: $328.44B
options-implied-move
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15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (RPAY VS. HD)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | RPAY | HD | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | 75.00% | 33.30% | +41.70 | RPAY | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | -31.00% | 32.90% | -63.90 | HD | /roic <GO> |
| EV/EBITDA & P/E Valuation | — | 13.4x | — | TIE | /valuation <GO> |
| Free Cash Flow Yield | 22.87% | 2.72% | +20.15 | RPAY | /fcf-yield <GO> |
| Operating Margin | -60.00% | 12.70% | -72.70 | HD | /operating-margins <GO> |
| Net Profit Margin | -60.00% | 8.60% | -68.60 | HD | /net-margins <GO> |
| Revenue Growth (YoY) | -1.20% | 3.20% | -4.40 | HD | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 0.00% | 2.79% | -2.79 | HD | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | 0.20 | 5.64 | -5.44 | HD | /balance-sheet <GO> |
| Piotroski F-Score Quality | 5/9 | 5/9 | 0.00 | TIE | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew ACTIVE | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 65.5 | 67.5 | -2.00 | HD | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | — | 0.88 | — | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple | — | 21.6x | — | TIE | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $411.6M | $328.44B | -$328.03B | HD | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | RPAY REV | HD REV | RPAY GROSS % | HD GROSS % | RPAY FCF | HD FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $309.3M | $164.68B | 75.0% | 33.3% | $90.8M | $8.91B |
| FY 2024 | $313.0M | $159.51B | 77.1% | 33.4% | $149.1M | $12.63B |
| FY 2023 | $296.6M | $152.67B | — | — | $103.6M | $14.30B |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
RPAY // BETA —
HD // BETA 0.88