COMP <GO>
SAIL vs GWRE // ALTMAN Z-SCORE & DEBT/EQUITY
SailPoint Inc. (NASDAQ) VS. Guidewire Software Inc. (NYSE) • 15-METRIC TALLY: SAIL 5
— GWRE 5
▲ ALTMAN Z-SCORE & DEBT/EQUITY LEADER: SAIL
LAST: $19.19 (-8.88%) • MKT CAP: $12.02B
balance-sheet
10.02
LAST: $162.43 (-0.10%) • MKT CAP: $13.44B
balance-sheet
7.24
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (SAIL VS. GWRE)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | SAIL | GWRE | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | 64.50% | 62.50% | +2.00 | SAIL | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | -3.60% | 2.00% | -5.60 | GWRE | /roic <GO> |
| EV/EBITDA & P/E Valuation | — | 95.0x | — | TIE | /valuation <GO> |
| Free Cash Flow Yield | 0.51% | 2.25% | -1.74 | GWRE | /fcf-yield <GO> |
| Operating Margin | -28.70% | 3.40% | -32.10 | GWRE | /operating-margins <GO> |
| Net Profit Margin | -25.20% | 2.70% | -27.90 | GWRE | /net-margins <GO> |
| Revenue Growth (YoY) | 24.40% | 22.60% | +1.80 | SAIL | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 0.00% | 0.00% | 0.00 | TIE | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity ACTIVE | 10.02 | 7.24 | +2.78 | SAIL | /balance-sheet <GO> |
| Piotroski F-Score Quality | 8/9 | 8/9 | 0.00 | TIE | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 52.6 | 46.3 | +6.30 | SAIL | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | 1.37 | 1.19 | +0.18 | SAIL | /macro-sensitivity <GO> |
| Forward P/E Multiple | 20.0x | — | — | TIE | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $12.02B | $13.44B | -$1.41B | GWRE | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | SAIL REV | GWRE REV | SAIL GROSS % | GWRE GROSS % | SAIL FCF | GWRE FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $1.07B | $1.20B | 64.5% | 62.5% | $64.6M | $295.1M |
| FY 2024 | $861.6M | $980.5M | 64.5% | 59.5% | -$111.8M | $189.4M |
| FY 2023 | $699.6M | $905.3M | — | — | -$281.8M | -$2.3M |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
SAIL // BETA 1.37
GWRE // BETA 1.19