COMP <GO>
SBSI vs V // RETURN ON INVESTED CAPITAL (ROIC)
Southside Bancshares Inc. (NYSE) VS. Visa Inc. (NYSE) • 15-METRIC TALLY: SBSI 4
— V 3
▲ RETURN ON INVESTED CAPITAL (ROIC) LEADER: V
LAST: $35.44 (+5.29%) • MKT CAP: $1.00B
roic
8.20%
LAST: $425.51 (+2.88%) • MKT CAP: $738.98B
roic
32.30%
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (SBSI VS. V)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | SBSI | V | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) ACTIVE | 8.20% | 32.30% | -24.10 | V | /roic <GO> |
| EV/EBITDA & P/E Valuation | — | 28.9x | — | TIE | /valuation <GO> |
| Free Cash Flow Yield | 7.40% | 2.90% | +4.50 | SBSI | /fcf-yield <GO> |
| Operating Margin | — | 60.00% | — | TIE | /operating-margins <GO> |
| Net Profit Margin | — | 50.10% | — | TIE | /net-margins <GO> |
| Revenue Growth (YoY) | — | 11.30% | — | TIE | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 4.37% | 0.63% | +3.74 | SBSI | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | 9.09 | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 4/9 | 9/9 | -5.00 | V | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 71.9 | 67.7 | +4.20 | SBSI | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | — | 1.06 | — | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple | 13.3x | 34.0x | -20.70 | SBSI | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $1.00B | $738.98B | -$737.98B | V | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | SBSI REV | V REV | SBSI GROSS % | V GROSS % | SBSI FCF | V FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $3.58B | $40.00B | — | — | $73.5M | $21.26B |
| FY 2024 | $3.58B | $35.93B | — | — | $90.7M | $18.33B |
| FY 2023 | $390.1M | $32.65B | — | — | $79.9M | $19.29B |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
SBSI // BETA —
V // BETA 1.06