COMP <GO>
SIGI vs RLI // EV/EBITDA & P/E VALUATION
Selective Insurance Group Inc. (NASDAQ) VS. RLI Corp. (NYSE) • 15-METRIC TALLY: SIGI 5
— RLI 7
▲ EV/EBITDA & P/E VALUATION LEADER: RLI
LAST: $100.76 (+1.95%) • MKT CAP: $5.83B
valuation
14.8x
LAST: $67.24 (+3.08%) • MKT CAP: $5.98B
valuation
14.2x
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (SIGI VS. RLI)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | SIGI | RLI | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 6.80% | 13.50% | -6.70 | RLI | /roic <GO> |
| EV/EBITDA & P/E Valuation ACTIVE | 14.8x | 14.2x | +0.60 | RLI | /valuation <GO> |
| Free Cash Flow Yield | 20.38% | 10.27% | +10.11 | SIGI | /fcf-yield <GO> |
| Operating Margin | 10.70% | 26.10% | -15.40 | RLI | /operating-margins <GO> |
| Net Profit Margin | 8.70% | 21.40% | -12.70 | RLI | /net-margins <GO> |
| Revenue Growth (YoY) | 9.80% | 6.30% | +3.50 | SIGI | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 1.59% | 4.08% | -2.49 | RLI | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 8/9 | 9/9 | -1.00 | RLI | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 73.0 | 65.0 | +8.00 | SIGI | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | 1.16 | 1.13 | +0.03 | SIGI | /macro-sensitivity <GO> |
| Forward P/E Multiple | 11.7x | 13.7x | -2.00 | SIGI | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $5.83B | $5.98B | -$153.1M | RLI | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | SIGI REV | RLI REV | SIGI GROSS % | RLI GROSS % | SIGI FCF | RLI FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $5.34B | $1.88B | — | — | $1.19B | $608.7M |
| FY 2024 | $4.86B | $1.77B | — | — | $1.07B | $555.5M |
| FY 2023 | $4.23B | $1.51B | — | — | $568.5M | $396.2M |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
SIGI // BETA 1.16
RLI // BETA 1.13