COMP <GO>
SLM vs JPM // REVENUE GROWTH (YOY)
SLM Corporation (NASDAQ) VS. JPMorgan Chase & Co. (NYSE) • 15-METRIC TALLY: SLM 7
— JPM 5
▲ REVENUE GROWTH (YOY) LEADER: SLM
LAST: $17.88 (+0.45%) • MKT CAP: $3.27B
revenue-growth
23.10%
LAST: $340.58 (+1.05%) • MKT CAP: $905.33B
revenue-growth
13.23%
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (SLM VS. JPM)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | SLM | JPM | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 7.40% | 17.72% | -10.32 | JPM | /roic <GO> |
| EV/EBITDA & P/E Valuation | 11.2x | 9.5x | +1.70 | JPM | /valuation <GO> |
| Free Cash Flow Yield | -13.21% | -9.41% | -3.80 | JPM | /fcf-yield <GO> |
| Operating Margin | 75.00% | 41.98% | +33.02 | SLM | /operating-margins <GO> |
| Net Profit Margin | 68.00% | 32.48% | +35.52 | SLM | /net-margins <GO> |
| Revenue Growth (YoY) ACTIVE | 23.10% | 13.23% | +9.87 | SLM | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 3.23% | 1.95% | +1.28 | SLM | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | 0.37 | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 5/9 | 3/9 | +2.00 | SLM | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | 4.78% | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 28.1 | 53.6 | -25.50 | JPM | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | 1.06 | 1.00 | +0.06 | SLM | /macro-sensitivity <GO> |
| Forward P/E Multiple | 4.2x | 13.3x | -9.07 | SLM | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $3.27B | $905.33B | -$902.06B | JPM | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | SLM REV | JPM REV | SLM GROSS % | JPM GROSS % | SLM FCF | JPM FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $2.46B | $182.45B | — | — | -$398.6M | -$147.78B |
| FY 2024 | $2.01B | $177.56B | — | — | -$329.4M | -$42.01B |
| FY 2023 | $1.92B | $158.10B | — | — | -$144.6M | $12.97B |
| FY 2022 | — | $128.69B | — | — | — | $107.12B |
| FY 2021 | — | $121.65B | — | — | — | $78.08B |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
SLM // BETA 1.06
JPM // BETA 1.00