COMP <GO>
SMBC vs FLG // FORWARD P/E MULTIPLE
Southern Missouri Bancorp Inc. (NASDAQ) VS. Flagstar Bank N.A. (NYSE) • 15-METRIC TALLY: SMBC 6
— FLG 1
▲ FORWARD P/E MULTIPLE LEADER: SMBC
LAST: $72.26 (+2.21%) • MKT CAP: $795.8M
forward-pe
12.6x
LAST: $10.75 (+2.28%) • MKT CAP: $4.46B
forward-pe
18.0x
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (SMBC VS. FLG)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | SMBC | FLG | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 10.30% | -0.60% | +10.90 | SMBC | /roic <GO> |
| EV/EBITDA & P/E Valuation | — | — | — | TIE | /valuation <GO> |
| Free Cash Flow Yield | 9.52% | -5.42% | +14.94 | SMBC | /fcf-yield <GO> |
| Operating Margin | — | -17.70% | — | TIE | /operating-margins <GO> |
| Net Profit Margin | — | -14.50% | — | TIE | /net-margins <GO> |
| Revenue Growth (YoY) | — | 2.20% | — | TIE | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 1.31% | 0.35% | +0.96 | SMBC | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 5/9 | 3/9 | +2.00 | SMBC | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 54.0 | 42.1 | +11.90 | SMBC | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | — | 1.11 | — | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple ACTIVE | 12.6x | 18.0x | -5.40 | SMBC | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $795.8M | $4.46B | -$3.67B | FLG | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | SMBC REV | FLG REV | SMBC GROSS % | FLG GROSS % | SMBC FCF | FLG FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $2.14B | $584.8M | — | — | $75.3M | -$181.0M |
| FY 2024 | $2.06B | $3.69B | — | — | $61.2M | $86.0M |
| FY 2023 | $235.7M | $261.0M | — | — | $62.0M | $263.0M |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
SMBC // BETA —
FLG // BETA 1.11