COMP <GO>
SPFI vs HSBC // OPERATING MARGIN
South Plains Financial Inc. (NASDAQ) VS. HSBC Holdings plc. (NYSE) • 15-METRIC TALLY: SPFI 5
— HSBC 2
■ METRIC PARITY
LAST: $44.36 (+1.23%) • MKT CAP: $829.1M
operating-margins
—
LAST: $85.91 (+0.57%) • MKT CAP: $293.28B
operating-margins
13.90%
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (SPFI VS. HSBC)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | SPFI | HSBC | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 11.80% | 9.90% | +1.90 | SPFI | /roic <GO> |
| EV/EBITDA & P/E Valuation | — | 21.0x | — | TIE | /valuation <GO> |
| Free Cash Flow Yield | 8.63% | 2.21% | +6.42 | SPFI | /fcf-yield <GO> |
| Operating Margin ACTIVE | — | 13.90% | — | TIE | /operating-margins <GO> |
| Net Profit Margin | — | 10.90% | — | TIE | /net-margins <GO> |
| Revenue Growth (YoY) | — | 23.10% | — | TIE | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 1.21% | 0.00% | +1.21 | SPFI | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 5/9 | 8/9 | -3.00 | HSBC | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 55.3 | 28.0 | +27.30 | SPFI | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | — | 0.92 | — | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple | 13.2x | 27.6x | -14.40 | SPFI | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $829.1M | $293.28B | -$292.45B | HSBC | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | SPFI REV | HSBC REV | SPFI GROSS % | HSBC GROSS % | SPFI FCF | HSBC FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $1.88B | — | — | — | $71.8M | — |
| FY 2024 | $1.78B | — | — | — | $56.0M | — |
| FY 2023 | $282.4M | — | — | — | $58.5M | — |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
SPFI // BETA —
HSBC // BETA 0.92