COMP <GO>
SPNT vs LMND // FORWARD P/E MULTIPLE
SiriusPoint Ltd. (NYSE) VS. Lemonade Inc. (NYSE) • 15-METRIC TALLY: SPNT 5
— LMND 2
■ METRIC PARITY
LAST: $26.01 (+0.50%) • MKT CAP: $3.02B
forward-pe
5.5x
LAST: $41.19 (-4.07%) • MKT CAP: $3.19B
forward-pe
—
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (SPNT VS. LMND)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | SPNT | LMND | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 18.60% | -31.10% | +49.70 | SPNT | /roic <GO> |
| EV/EBITDA & P/E Valuation | — | — | — | TIE | /valuation <GO> |
| Free Cash Flow Yield | 3.40% | -0.73% | +4.13 | SPNT | /fcf-yield <GO> |
| Operating Margin | — | — | — | TIE | /operating-margins <GO> |
| Net Profit Margin | 14.40% | -22.50% | +36.90 | SPNT | /net-margins <GO> |
| Revenue Growth (YoY) | 23.10% | 40.20% | -17.10 | LMND | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 0.00% | 0.00% | 0.00 | TIE | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 5/9 | 3/9 | +2.00 | SPNT | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 61.3 | 37.4 | +23.90 | SPNT | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | — | — | — | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple ACTIVE | 5.5x | — | — | TIE | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $3.02B | $3.19B | -$166.5M | LMND | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | SPNT REV | LMND REV | SPNT GROSS % | LMND GROSS % | SPNT FCF | LMND FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $3.21B | $737.9M | — | — | $102.4M | -$25.9M |
| FY 2024 | $2.60B | $526.5M | — | — | $74.7M | -$20.8M |
| FY 2023 | $2.74B | $429.8M | — | — | $581.3M | -$119.1M |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
SPNT // BETA —
LMND // BETA —