COMP <GO>
SSB vs WTFC // RETURN ON INVESTED CAPITAL (ROIC)
SouthState Bank Corporation (NYSE) VS. Wintrust Financial Corporation (NASDAQ) • 15-METRIC TALLY: SSB 4
— WTFC 8
▲ RETURN ON INVESTED CAPITAL (ROIC) LEADER: WTFC
LAST: $107.01 (+1.75%) • MKT CAP: $10.20B
roic
3.00%
LAST: $157.40 (+3.29%) • MKT CAP: $10.28B
roic
3.10%
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (SSB VS. WTFC)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | SSB | WTFC | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) ACTIVE | 3.00% | 3.10% | -0.10 | WTFC | /roic <GO> |
| EV/EBITDA & P/E Valuation | 25.8x | 27.4x | -1.60 | SSB | /valuation <GO> |
| Free Cash Flow Yield | 2.24% | 8.27% | -6.03 | WTFC | /fcf-yield <GO> |
| Operating Margin | 33.80% | 75.00% | -41.20 | WTFC | /operating-margins <GO> |
| Net Profit Margin | 27.70% | 68.00% | -40.30 | WTFC | /net-margins <GO> |
| Revenue Growth (YoY) | 23.10% | 5.90% | +17.20 | SSB | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 2.25% | 1.63% | +0.62 | SSB | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 7/9 | 8/9 | -1.00 | WTFC | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 56.1 | 58.7 | -2.60 | WTFC | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | 1.04 | 1.14 | -0.10 | WTFC | /macro-sensitivity <GO> |
| Forward P/E Multiple | 10.8x | 11.7x | -0.90 | SSB | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $10.20B | $10.28B | -$81.7M | WTFC | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | SSB REV | WTFC REV | SSB GROSS % | WTFC GROSS % | SSB FCF | WTFC FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $2.64B | $265.6M | — | — | $230.6M | $860.4M |
| FY 2024 | $1.77B | $250.7M | — | — | $476.2M | $635.5M |
| FY 2023 | $1.63B | $220.4M | — | — | $546.8M | $734.5M |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
SSB // BETA 1.04
WTFC // BETA 1.14