COMP <GO>
TBBK vs V // PIOTROSKI F-SCORE QUALITY
The Bancorp Inc (NASDAQ) VS. Visa Inc. (NYSE) • 15-METRIC TALLY: TBBK 3
— V 4
▲ PIOTROSKI F-SCORE QUALITY LEADER: V
LAST: $46.65 (+1.04%) • MKT CAP: $1.88B
piotroski-score
5/9
LAST: $420.42 (-1.20%) • MKT CAP: $760.28B
piotroski-score
9/9
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (TBBK VS. V)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | TBBK | V | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 33.10% | 32.30% | +0.80 | TBBK | /roic <GO> |
| EV/EBITDA & P/E Valuation | — | 28.9x | — | TIE | /valuation <GO> |
| Free Cash Flow Yield | 12.52% | 2.90% | +9.62 | TBBK | /fcf-yield <GO> |
| Operating Margin | — | 60.00% | — | TIE | /operating-margins <GO> |
| Net Profit Margin | — | 50.10% | — | TIE | /net-margins <GO> |
| Revenue Growth (YoY) | — | 11.30% | — | TIE | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 0.00% | 0.63% | -0.63 | V | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | 9.09 | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality ACTIVE | 5/9 | 9/9 | -4.00 | V | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 37.7 | 74.2 | -36.50 | V | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | — | 1.06 | — | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple | 8.4x | 34.0x | -25.60 | TBBK | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $1.88B | $760.28B | -$758.40B | V | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | TBBK REV | V REV | TBBK GROSS % | V GROSS % | TBBK FCF | V FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $3.93B | $40.00B | — | — | $257.9M | $21.26B |
| FY 2024 | $3.67B | $35.93B | — | — | $204.9M | $18.33B |
| FY 2023 | $865.4M | $32.65B | — | — | $186.9M | $19.29B |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
TBBK // BETA —
V // BETA 1.06