COMP <GO>
TFC vs FITB // NET PROFIT MARGIN
Truist Financial Corporation (NYSE) VS. Fifth Third Bancorp (NYSE) • 15-METRIC TALLY: TFC 4
— FITB 8
▲ NET PROFIT MARGIN LEADER: FITB
LAST: $50.17 (+2.83%) • MKT CAP: $58.47B
net-margins
10.90%
LAST: $54.97 (+2.04%) • MKT CAP: $48.85B
net-margins
18.20%
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (TFC VS. FITB)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | TFC | FITB | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 0.90% | 3.20% | -2.30 | FITB | /roic <GO> |
| EV/EBITDA & P/E Valuation | 66.7x | 29.3x | +37.40 | FITB | /valuation <GO> |
| Free Cash Flow Yield | 8.45% | 7.96% | +0.49 | TFC | /fcf-yield <GO> |
| Operating Margin | 13.90% | 22.30% | -8.40 | FITB | /operating-margins <GO> |
| Net Profit Margin ACTIVE | 10.90% | 18.20% | -7.30 | FITB | /net-margins <GO> |
| Revenue Growth (YoY) | 13.20% | 19.80% | -6.60 | FITB | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 4.52% | 2.36% | +2.16 | TFC | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 7/9 | 8/9 | -1.00 | FITB | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 55.3 | 58.6 | -3.30 | FITB | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | 1.15 | 0.93 | +0.22 | TFC | /macro-sensitivity <GO> |
| Forward P/E Multiple | 27.6x | 16.5x | +11.10 | FITB | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $58.47B | $48.85B | $9.62B | TFC | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | TFC REV | FITB REV | TFC GROSS % | FITB GROSS % | TFC FCF | FITB FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $229.97B | $8.33B | — | — | $5.74B | $3.93B |
| FY 2024 | $223.09B | $7.65B | — | — | $2.16B | $2.41B |
| FY 2023 | — | $7.76B | — | — | — | $4.51B |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
TFC // BETA 1.15
FITB // BETA 0.93