COMP <GO>
TFSL vs HSBC // NET PROFIT MARGIN
TFS Financial Corporation (NASDAQ) VS. HSBC Holdings plc. (NYSE) • 15-METRIC TALLY: TFSL 2
— HSBC 5
■ METRIC PARITY
LAST: $16.52 (+0.55%) • MKT CAP: $4.61B
net-margins
—
LAST: $85.91 (+0.57%) • MKT CAP: $293.28B
net-margins
10.90%
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (TFSL VS. HSBC)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | TFSL | HSBC | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 4.80% | 9.90% | -5.10 | HSBC | /roic <GO> |
| EV/EBITDA & P/E Valuation | — | 21.0x | — | TIE | /valuation <GO> |
| Free Cash Flow Yield | 1.51% | 2.21% | -0.70 | HSBC | /fcf-yield <GO> |
| Operating Margin | — | 13.90% | — | TIE | /operating-margins <GO> |
| Net Profit Margin ACTIVE | — | 10.90% | — | TIE | /net-margins <GO> |
| Revenue Growth (YoY) | — | 23.10% | — | TIE | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 1.27% | 0.00% | +1.27 | TFSL | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 4/9 | 8/9 | -4.00 | HSBC | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 46.7 | 28.0 | +18.70 | TFSL | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | — | 0.92 | — | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple | 48.1x | 27.6x | +20.50 | HSBC | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $4.61B | $293.28B | -$288.67B | HSBC | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | TFSL REV | HSBC REV | TFSL GROSS % | HSBC GROSS % | TFSL FCF | HSBC FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $7.35B | — | — | — | $71.0M | — |
| FY 2024 | $7.16B | — | — | — | $85.5M | — |
| FY 2023 | $829.4M | — | — | — | $90.7M | — |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
TFSL // BETA —
HSBC // BETA 0.92