COMP <GO>
TOP vs V // DIVIDEND YIELD & FCF PAYOUT SAFETY
TOP Financial Group Limited (Class A) (NASDAQ) VS. Visa Inc. (NYSE) • 15-METRIC TALLY: TOP 1
— V 7
▲ DIVIDEND YIELD & FCF PAYOUT SAFETY LEADER: V
LAST: $10.86 (-2.25%) • MKT CAP: $1.34B
dividend-safety
0.00%
LAST: $425.51 (+2.88%) • MKT CAP: $760.28B
dividend-safety
0.63%
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (TOP VS. V)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | TOP | V | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | — | 32.30% | — | TIE | /roic <GO> |
| EV/EBITDA & P/E Valuation | — | 28.9x | — | TIE | /valuation <GO> |
| Free Cash Flow Yield | 0.74% | 2.90% | -2.16 | V | /fcf-yield <GO> |
| Operating Margin | -24.90% | 60.00% | -84.90 | V | /operating-margins <GO> |
| Net Profit Margin | -24.80% | 50.10% | -74.90 | V | /net-margins <GO> |
| Revenue Growth (YoY) | 41.90% | 11.30% | +30.60 | TOP | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety ACTIVE | 0.00% | 0.63% | -0.63 | V | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | 9.09 | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 5/9 | 9/9 | -4.00 | V | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 36.9 | 74.2 | -37.30 | V | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | — | 1.06 | — | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple | — | 34.0x | — | TIE | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $1.34B | $760.28B | -$758.94B | V | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | TOP REV | V REV | TOP GROSS % | V GROSS % | TOP FCF | V FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $4.7M | $40.00B | — | — | $13.1M | $21.26B |
| FY 2024 | $3.3M | $35.93B | — | — | -$14.5M | $18.33B |
| FY 2023 | $8.0M | $32.65B | — | — | $17.8M | $19.29B |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
TOP // BETA —
V // BETA 1.06