COMP <GO>
UFCS vs V // DIVIDEND YIELD & FCF PAYOUT SAFETY
United Fire Group Inc. (NASDAQ) VS. Visa Inc. (NYSE) • 15-METRIC TALLY: UFCS 3
— V 6
▲ DIVIDEND YIELD & FCF PAYOUT SAFETY LEADER: UFCS
LAST: $57.08 (+0.44%) • MKT CAP: $1.47B
dividend-safety
1.11%
LAST: $425.51 (+2.88%) • MKT CAP: $760.28B
dividend-safety
0.63%
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (UFCS VS. V)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | UFCS | V | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 12.60% | 32.30% | -19.70 | V | /roic <GO> |
| EV/EBITDA & P/E Valuation | — | 28.9x | — | TIE | /valuation <GO> |
| Free Cash Flow Yield | 18.41% | 2.90% | +15.51 | UFCS | /fcf-yield <GO> |
| Operating Margin | — | 60.00% | — | TIE | /operating-margins <GO> |
| Net Profit Margin | 8.50% | 50.10% | -41.60 | V | /net-margins <GO> |
| Revenue Growth (YoY) | 10.60% | 11.30% | -0.70 | V | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety ACTIVE | 1.11% | 0.63% | +0.48 | UFCS | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | 9.09 | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 6/9 | 9/9 | -3.00 | V | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 57.7 | 74.2 | -16.50 | V | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | — | 1.06 | — | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple | 11.5x | 34.0x | -22.50 | UFCS | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $1.47B | $760.28B | -$758.81B | V | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | UFCS REV | V REV | UFCS GROSS % | V GROSS % | UFCS FCF | V FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $1.39B | $40.00B | — | — | $269.7M | $21.26B |
| FY 2024 | $1.25B | $35.93B | — | — | $340.3M | $18.33B |
| FY 2023 | $1.10B | $32.65B | — | — | $171.7M | $19.29B |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
UFCS // BETA —
V // BETA 1.06