COMP <GO>
UMBF vs BRK-A // OPERATING MARGIN
UMB Financial Corporation (NASDAQ) VS. Berkshire Hathaway Inc. (Class A) (NYSE) • 15-METRIC TALLY: UMBF 7
— BRK-A 5
▲ OPERATING MARGIN LEADER: UMBF
LAST: $137.46 (+2.22%) • MKT CAP: $10.21B
operating-margins
29.60%
LAST: $834,640.73 (+2.34%) • MKT CAP: $1.20T
operating-margins
27.80%
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (UMBF VS. BRK-A)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | UMBF | BRK-A | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 2.50% | 11.47% | -8.97 | BRK-A | /roic <GO> |
| EV/EBITDA & P/E Valuation | 33.4x | 9.7x | +23.72 | BRK-A | /valuation <GO> |
| Free Cash Flow Yield | 9.46% | 2.09% | +7.37 | UMBF | /fcf-yield <GO> |
| Operating Margin ACTIVE | 29.60% | 27.80% | +1.80 | UMBF | /operating-margins <GO> |
| Net Profit Margin | 24.30% | 22.30% | +2.00 | UMBF | /net-margins <GO> |
| Revenue Growth (YoY) | 7.70% | 3.93% | +3.77 | UMBF | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 1.31% | 0.00% | +1.31 | UMBF | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 8/9 | 4/9 | +4.00 | UMBF | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 51.1 | 66.0 | -14.90 | BRK-A | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | 1.02 | 1.13 | -0.11 | BRK-A | /macro-sensitivity <GO> |
| Forward P/E Multiple | 13.7x | 24.3x | -10.64 | UMBF | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $10.21B | $1.20T | -$1.19T | BRK-A | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | UMBF REV | BRK-A REV | UMBF GROSS % | BRK-A GROSS % | UMBF FCF | BRK-A FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $2.32B | $247.24B | — | — | $978.1M | $25.04B |
| FY 2024 | $1.46B | $249.71B | — | — | $205.3M | $11.62B |
| FY 2023 | $1.16B | $254.91B | — | — | $472.6M | $37.73B |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
UMBF // BETA 1.02
BRK-A // BETA 1.13