COMP <GO>
UMBF vs JPM // ENTERPRISE SCALE & MARKET CAP
UMB Financial Corporation (NASDAQ) VS. JPMorgan Chase & Co. (NYSE) • 15-METRIC TALLY: UMBF 4
— JPM 8
▲ ENTERPRISE SCALE & MARKET CAP LEADER: JPM
LAST: $137.46 (+2.22%) • MKT CAP: $10.44B
market-cap
$10.44B
LAST: $340.58 (+1.05%) • MKT CAP: $905.33B
market-cap
$905.33B
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (UMBF VS. JPM)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | UMBF | JPM | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 2.50% | 17.72% | -15.22 | JPM | /roic <GO> |
| EV/EBITDA & P/E Valuation | 33.4x | 9.5x | +23.90 | JPM | /valuation <GO> |
| Free Cash Flow Yield | 9.46% | -9.41% | +18.87 | UMBF | /fcf-yield <GO> |
| Operating Margin | 29.60% | 41.98% | -12.38 | JPM | /operating-margins <GO> |
| Net Profit Margin | 24.30% | 32.48% | -8.18 | JPM | /net-margins <GO> |
| Revenue Growth (YoY) | 7.70% | 13.23% | -5.53 | JPM | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 1.31% | 1.95% | -0.64 | JPM | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | 0.37 | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 8/9 | 3/9 | +5.00 | UMBF | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | 4.78% | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 57.8 | 53.6 | +4.20 | UMBF | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | 1.02 | 1.00 | +0.02 | UMBF | /macro-sensitivity <GO> |
| Forward P/E Multiple | 13.7x | 13.3x | +0.43 | JPM | /forward-pe <GO> |
| Enterprise Scale & Market Cap ACTIVE | $10.44B | $905.33B | -$894.88B | JPM | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | UMBF REV | JPM REV | UMBF GROSS % | JPM GROSS % | UMBF FCF | JPM FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $2.32B | $182.45B | — | — | $978.1M | -$147.78B |
| FY 2024 | $1.46B | $177.56B | — | — | $205.3M | -$42.01B |
| FY 2023 | $1.16B | $158.10B | — | — | $472.6M | $12.97B |
| FY 2022 | — | $128.69B | — | — | — | $107.12B |
| FY 2021 | — | $121.65B | — | — | — | $78.08B |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
UMBF // BETA 1.02
JPM // BETA 1.00