COMP <GO>
USBC vs V // FREE CASH FLOW YIELD
USBC Inc. (NYSE) VS. Visa Inc. (NYSE) • 15-METRIC TALLY: USBC 0
— V 6
▲ FREE CASH FLOW YIELD LEADER: V
LAST: $0.42 (+1.78%) • MKT CAP: $159.0M
fcf-yield
-4.49%
LAST: $425.51 (+2.88%) • MKT CAP: $738.98B
fcf-yield
2.90%
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (USBC VS. V)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | USBC | V | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | -18.40% | 32.30% | -50.70 | V | /roic <GO> |
| EV/EBITDA & P/E Valuation | — | 28.9x | — | TIE | /valuation <GO> |
| Free Cash Flow Yield ACTIVE | -4.49% | 2.90% | -7.39 | V | /fcf-yield <GO> |
| Operating Margin | — | 60.00% | — | TIE | /operating-margins <GO> |
| Net Profit Margin | — | 50.10% | — | TIE | /net-margins <GO> |
| Revenue Growth (YoY) | — | 11.30% | — | TIE | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 0.00% | 0.63% | -0.63 | V | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | 9.09 | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 2/9 | 9/9 | -7.00 | V | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 37.7 | 67.7 | -30.00 | V | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | — | 1.06 | — | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple | — | 34.0x | — | TIE | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $159.0M | $738.98B | -$738.83B | V | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | USBC REV | V REV | USBC GROSS % | V GROSS % | USBC FCF | V FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $50.5M | $40.00B | — | — | -$7.6M | $21.26B |
| FY 2024 | $42.6M | $35.93B | — | — | -$12.9M | $18.33B |
| FY 2023 | $39.3M | $32.65B | — | — | -$10.4M | $19.29B |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
USBC // BETA —
V // BETA 1.06