COMP <GO>
USIO vs V // RETURN ON INVESTED CAPITAL (ROIC)
Usio Inc. (NASDAQ) VS. Visa Inc. (NYSE) • 15-METRIC TALLY: USIO 0
— V 9
▲ RETURN ON INVESTED CAPITAL (ROIC) LEADER: V
LAST: $2.83 (-3.08%) • MKT CAP: $83.2M
roic
-16.10%
LAST: $425.51 (+2.88%) • MKT CAP: $738.98B
roic
32.30%
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (USIO VS. V)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | USIO | V | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) ACTIVE | -16.10% | 32.30% | -48.40 | V | /roic <GO> |
| EV/EBITDA & P/E Valuation | — | 28.9x | — | TIE | /valuation <GO> |
| Free Cash Flow Yield | 1.16% | 2.90% | -1.74 | V | /fcf-yield <GO> |
| Operating Margin | -2.80% | 60.00% | -62.80 | V | /operating-margins <GO> |
| Net Profit Margin | -2.90% | 50.10% | -53.00 | V | /net-margins <GO> |
| Revenue Growth (YoY) | 3.00% | 11.30% | -8.30 | V | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 0.00% | 0.63% | -0.63 | V | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | 9.09 | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 4/9 | 9/9 | -5.00 | V | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 50.2 | 67.7 | -17.50 | V | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | — | 1.06 | — | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple | — | 34.0x | — | TIE | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $83.2M | $738.98B | -$738.90B | V | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | USIO REV | V REV | USIO GROSS % | V GROSS % | USIO FCF | V FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $85.4M | $40.00B | — | — | $1.1M | $21.26B |
| FY 2024 | $82.9M | $35.93B | — | — | $2.7M | $18.33B |
| FY 2023 | $84.1M | $32.65B | — | — | $3.5M | $19.29B |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
USIO // BETA —
V // BETA 1.06