COMP <GO>
UVE vs JPM // RETURN ON INVESTED CAPITAL (ROIC)
UNIVERSAL INSURANCE HOLDINGS INC (NYSE) VS. JPMorgan Chase & Co. (NYSE) • 15-METRIC TALLY: UVE 4
— JPM 4
▲ RETURN ON INVESTED CAPITAL (ROIC) LEADER: UVE
LAST: $49.03 (+1.09%) • MKT CAP: $1.36B
roic
33.20%
LAST: $340.58 (+1.05%) • MKT CAP: $905.33B
roic
17.72%
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (UVE VS. JPM)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | UVE | JPM | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) ACTIVE | 33.20% | 17.72% | +15.48 | UVE | /roic <GO> |
| EV/EBITDA & P/E Valuation | — | 9.5x | — | TIE | /valuation <GO> |
| Free Cash Flow Yield | — | -9.41% | — | TIE | /fcf-yield <GO> |
| Operating Margin | — | 41.98% | — | TIE | /operating-margins <GO> |
| Net Profit Margin | 11.40% | 32.48% | -21.08 | JPM | /net-margins <GO> |
| Revenue Growth (YoY) | 5.50% | 13.23% | -7.73 | JPM | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 1.67% | 1.95% | -0.28 | JPM | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | 0.37 | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 6/9 | 3/9 | +3.00 | UVE | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | 4.78% | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 62.4 | 53.6 | +8.80 | UVE | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | — | 1.00 | — | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple | 6.7x | 13.3x | -6.57 | UVE | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $1.36B | $905.33B | -$903.97B | JPM | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | UVE REV | JPM REV | UVE GROSS % | JPM GROSS % | UVE FCF | JPM FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $1.60B | $182.45B | — | — | $377.1M | -$147.78B |
| FY 2024 | $1.52B | $177.56B | — | — | $130.0M | -$42.01B |
| FY 2023 | $1.39B | $158.10B | — | — | $71.0M | $12.97B |
| FY 2022 | — | $128.69B | — | — | — | $107.12B |
| FY 2021 | — | $121.65B | — | — | — | $78.08B |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
UVE // BETA —
JPM // BETA 1.00