COMP <GO>
UWMC vs MARA // OPERATING MARGIN
UWM Holdings Corporation (Class A) (NYSE) VS. MARA Holdings Inc. (NASDAQ) • 15-METRIC TALLY: UWMC 6
— MARA 2
■ METRIC PARITY
LAST: $1.57 (0.00%) • MKT CAP: $2.52B
operating-margins
—
LAST: $6.43 (-5.02%) • MKT CAP: $2.62B
operating-margins
-60.00%
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (UWMC VS. MARA)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | UWMC | MARA | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 15.30% | -15.80% | +31.10 | UWMC | /roic <GO> |
| EV/EBITDA & P/E Valuation | — | — | — | TIE | /valuation <GO> |
| Free Cash Flow Yield | — | -18.00% | — | TIE | /fcf-yield <GO> |
| Operating Margin ACTIVE | — | -60.00% | — | TIE | /operating-margins <GO> |
| Net Profit Margin | 7.70% | -60.00% | +67.70 | UWMC | /net-margins <GO> |
| Revenue Growth (YoY) | 18.20% | -39.20% | +57.40 | UWMC | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 3.28% | 0.00% | +3.28 | UWMC | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 2/9 | 4/9 | -2.00 | MARA | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 64.3 | 30.6 | +33.70 | UWMC | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | — | 1.03 | — | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple | 8.2x | 27.0x | -18.80 | UWMC | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $2.52B | $2.62B | -$92.3M | MARA | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | UWMC REV | MARA REV | UWMC GROSS % | MARA GROSS % | UWMC FCF | MARA FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $3.16B | $58.7M | — | — | -$2.72B | -$1.21B |
| FY 2024 | $2.67B | $96.5M | — | — | -$6.28B | -$927.8M |
| FY 2023 | $2.17B | $57.7M | — | — | $165.2M | -$318.2M |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
UWMC // BETA —
MARA // BETA 1.03