COMP <GO>
VABK vs HWBK // FREE CASH FLOW YIELD
Virginia National Bankshares Corporation (NASDAQ) VS. Hawthorn Bancshares Inc. (NASDAQ) • 15-METRIC TALLY: VABK 1
— HWBK 6
▲ FREE CASH FLOW YIELD LEADER: HWBK
LAST: $52.80 (+2.50%) • MKT CAP: $279.5M
fcf-yield
7.47%
LAST: $39.34 (+0.98%) • MKT CAP: $284.9M
fcf-yield
7.87%
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (VABK VS. HWBK)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | VABK | HWBK | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 10.50% | 13.70% | -3.20 | HWBK | /roic <GO> |
| EV/EBITDA & P/E Valuation | — | — | — | TIE | /valuation <GO> |
| Free Cash Flow Yield ACTIVE | 7.47% | 7.87% | -0.40 | HWBK | /fcf-yield <GO> |
| Operating Margin | — | — | — | TIE | /operating-margins <GO> |
| Net Profit Margin | — | — | — | TIE | /net-margins <GO> |
| Revenue Growth (YoY) | — | — | — | TIE | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 0.00% | 1.87% | -1.87 | HWBK | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 4/9 | 5/9 | -1.00 | HWBK | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 60.9 | 51.0 | +9.90 | VABK | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | — | — | — | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple | 13.4x | 11.3x | +2.10 | HWBK | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $279.5M | $284.9M | -$5.5M | HWBK | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | VABK REV | HWBK REV | VABK GROSS % | HWBK GROSS % | VABK FCF | HWBK FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $692.9M | $795.8M | — | — | $20.8M | $22.8M |
| FY 2024 | $679.1M | $766.6M | — | — | $14.6M | $22.6M |
| FY 2023 | — | $66.9M | — | — | — | $17.6M |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
VABK // BETA —
HWBK // BETA —