COMP <GO>
VLY vs JPM // DIVIDEND YIELD & FCF PAYOUT SAFETY
Valley National Bancorp (NASDAQ) VS. JPMorgan Chase & Co. (NYSE) • 15-METRIC TALLY: VLY 5
— JPM 7
▲ DIVIDEND YIELD & FCF PAYOUT SAFETY LEADER: VLY
LAST: $14.27 (-1.25%) • MKT CAP: $7.94B
dividend-safety
3.15%
LAST: $337.98 (-0.76%) • MKT CAP: $905.33B
dividend-safety
1.95%
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (VLY VS. JPM)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | VLY | JPM | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 2.40% | 17.72% | -15.32 | JPM | /roic <GO> |
| EV/EBITDA & P/E Valuation | 32.0x | 9.5x | +22.50 | JPM | /valuation <GO> |
| Free Cash Flow Yield | 4.13% | -9.41% | +13.54 | VLY | /fcf-yield <GO> |
| Operating Margin | 33.00% | 41.98% | -8.98 | JPM | /operating-margins <GO> |
| Net Profit Margin | 27.10% | 32.48% | -5.38 | JPM | /net-margins <GO> |
| Revenue Growth (YoY) | 8.80% | 13.23% | -4.43 | JPM | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety ACTIVE | 3.15% | 1.95% | +1.20 | VLY | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | 0.37 | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 7/9 | 3/9 | +4.00 | VLY | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | 4.78% | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 68.5 | 53.6 | +14.90 | VLY | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | 0.99 | 1.00 | -0.01 | JPM | /macro-sensitivity <GO> |
| Forward P/E Multiple | 12.3x | 13.3x | -0.97 | VLY | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $7.94B | $905.33B | -$897.38B | JPM | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | VLY REV | JPM REV | VLY GROSS % | JPM GROSS % | VLY FCF | JPM FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $1.98B | $182.45B | — | — | $325.7M | -$147.78B |
| FY 2024 | $1.26B | $177.56B | — | — | $532.4M | -$42.01B |
| FY 2023 | $1.65B | $158.10B | — | — | $378.2M | $12.97B |
| FY 2022 | — | $128.69B | — | — | — | $107.12B |
| FY 2021 | — | $121.65B | — | — | — | $78.08B |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
VLY // BETA 0.99
JPM // BETA 1.00