COMP <GO>
VLY vs V // GROSS PROFIT MARGIN
Valley National Bancorp (NASDAQ) VS. Visa Inc. (NYSE) • 15-METRIC TALLY: VLY 3
— V 9
■ METRIC PARITY
LAST: $14.27 (-1.25%) • MKT CAP: $7.94B
gross-margins
—
LAST: $420.42 (-1.20%) • MKT CAP: $760.28B
gross-margins
—
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (VLY VS. V)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | VLY | V | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin ACTIVE | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 2.40% | 32.30% | -29.90 | V | /roic <GO> |
| EV/EBITDA & P/E Valuation | 32.0x | 28.9x | +3.10 | V | /valuation <GO> |
| Free Cash Flow Yield | 4.13% | 2.90% | +1.23 | VLY | /fcf-yield <GO> |
| Operating Margin | 33.00% | 60.00% | -27.00 | V | /operating-margins <GO> |
| Net Profit Margin | 27.10% | 50.10% | -23.00 | V | /net-margins <GO> |
| Revenue Growth (YoY) | 8.80% | 11.30% | -2.50 | V | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 3.15% | 0.63% | +2.52 | VLY | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | 9.09 | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 7/9 | 9/9 | -2.00 | V | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 68.5 | 74.2 | -5.70 | V | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | 0.99 | 1.06 | -0.07 | V | /macro-sensitivity <GO> |
| Forward P/E Multiple | 12.3x | 34.0x | -21.70 | VLY | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $7.94B | $760.28B | -$752.34B | V | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | VLY REV | V REV | VLY GROSS % | V GROSS % | VLY FCF | V FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $1.98B | $40.00B | — | — | $325.7M | $21.26B |
| FY 2024 | $1.26B | $35.93B | — | — | $532.4M | $18.33B |
| FY 2023 | $1.65B | $32.65B | — | — | $378.2M | $19.29B |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
VLY // BETA 0.99
V // BETA 1.06