COMP <GO>
WAL vs VLY // FREE CASH FLOW YIELD
Western Alliance Bancorporation (NYSE) VS. Valley National Bancorp (NASDAQ) • 15-METRIC TALLY: WAL 7
— VLY 5
▲ FREE CASH FLOW YIELD LEADER: VLY
LAST: $76.77 (-2.41%) • MKT CAP: $8.46B
fcf-yield
-18.00%
LAST: $14.27 (-1.25%) • MKT CAP: $7.94B
fcf-yield
4.13%
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (WAL VS. VLY)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | WAL | VLY | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 2.90% | 2.40% | +0.50 | WAL | /roic <GO> |
| EV/EBITDA & P/E Valuation | 27.8x | 32.0x | -4.20 | WAL | /valuation <GO> |
| Free Cash Flow Yield ACTIVE | -18.00% | 4.13% | -22.13 | VLY | /fcf-yield <GO> |
| Operating Margin | 75.00% | 33.00% | +42.00 | WAL | /operating-margins <GO> |
| Net Profit Margin | 68.00% | 27.10% | +40.90 | WAL | /net-margins <GO> |
| Revenue Growth (YoY) | 99.70% | 8.80% | +90.90 | WAL | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 0.00% | 3.15% | -3.15 | VLY | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 5/9 | 7/9 | -2.00 | VLY | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 57.8 | 68.5 | -10.70 | VLY | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | 0.96 | 0.99 | -0.03 | VLY | /macro-sensitivity <GO> |
| Forward P/E Multiple | 7.4x | 12.3x | -4.90 | WAL | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $8.46B | $7.94B | $517.1M | WAL | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | WAL REV | VLY REV | WAL GROSS % | VLY GROSS % | WAL FCF | VLY FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $135.8M | $1.98B | — | — | -$2.69B | $325.7M |
| FY 2024 | $68.0M | $1.26B | — | — | -$2.75B | $532.4M |
| FY 2023 | $98.6M | $1.65B | — | — | -$333.0M | $378.2M |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
WAL // BETA 0.96
VLY // BETA 0.99